Martindale Insurance Services Blog
Is Medicare Affected by a Government Shutdown?
The short answer is that Medicare continues during a government shutdown. Your benefits don’t disappear, your doctors can still see you, and your claims will generally still be processed. But “largely continues” isn’t the same as “completely unaffected”.
How to Get ACA Insurance
The ACA Marketplace is one of the biggest resources available to you. We will walk you through exactly how to get ACA insurance. From figuring out whether you’re eligible, to gathering what you need, to choosing the right plan.
What Is ACA Health Insurance?
ACA health insurance refers to coverage sold through the Affordable Care Act’s Health Insurance Marketplace. It’s a way for individuals and families who don’t get coverage through an employer to shop for health plans, compare options, and potentially qualify for financial help to reduce what they pay each month.
Can I Get ACA Coverage If My Employer Offers Insurance?
This is one of the most common questions we hear from people shopping for health insurance. The short answer is yes, you can technically enroll in an ACA Marketplace plan even if your employer offers coverage. But whether it makes financial sense, and whether you’ll qualify for subsidies, depends on a few important factors.
Does Medicare Pay for Eye Exams?
Original Medicare generally doesn’t cover routine eye exams. No coverage for a standard vision checkup, no coverage for glasses, and no coverage for contact lenses, unless you meet some specific conditions. For a program that covers so much of your healthcare after 65, the lack of routine vision coverage catches people off guard. But there’s more to the story than a flat “no.”
Why Working with an Independent Insurance Agent Beats Going Direct
When it’s time to shop for health, medicare, or life insurance, most people figure they have two options: call the insurance company directly or go online and pick a plan themselves. What a lot of people don’t realize is that there’s a third option that usually gets you better coverage, better pricing, and a lot less headache. It doesn’t cost you a single extra dollar.
Open Enrollment Is Coming: Here’s Your Checklist
Every fall, open enrollment arrives. This checklist is designed to help you do exactly that. Whether you’re on a Marketplace health plan, enrolled in Medicare, or helping a family member figure out their options.