Looking for reliable and affordable Medicare, Health, or Life insurance in Tarpon Springs and Florida? Look no further than Martindale Insurance Services!
As an Independent Insurance Agent I am here to look out for your best interests when searching for the right policy. My goal is to make sure we find the right fit for you. I represent numerous Life and Health insurance carriers to make that possible.
Happy and Healthy!
Absolutely not, you are NEVER charged to work with my agency. I am paid directly by the insurance companies I represent.
Signing up for Medicare is on a case by case basis but your initial eligibility period starts 3 months before you turn 65. But it is never too soon to plan ahead.
Signing up for Marketplace Coverage begins November 1st of each year and runs until January 15th of the following year.
Medicare:
Annual Enrollment begins October 15th and ends December 7th
Open Enrollment begins January 1st and ends March 31st
ACA Health Insurance:
Open Enrollment begins November 1st and ends January 15th of the following year
I represent 10+ companies so that my clients can get the coverage that best suits them
Let me help simplify the alphabet soup of Medicare and Health Insurance. Browse our educational resources or book an 1-on-1 appointment
We'll compare plans, insurance carriers, coverages, and prices. As an independent broker I am able to review the entire marketplace and explain all of your options
Once you have decided on a plan we will get you wrapped up
At Martindale Insurance Services our mission is to provide unbiased, high-quality Medicare, Health, and Life insurance advice. Because we believe our community deserves informed choices for their well-being.
I believe the best way to serve you is with a one-on-one appointment. Whether that is in person, on the phone, or online.
With insurance plans, doctors and medications constantly changing, I will work with you ever year to make sure your plan suits you. Consistency in a broker is an important factor to consider.
Not ready to talk and want more information? Read some of our informative articles below.
Majority of Florida runs on self-employment. Contractors, realtors, freelancers, gig drivers, and small agency owners make up a huge share of the state’s workforce, and none of them get a benefits package.
Your 65th birthday arrives with a stack of mail, a wave of sales calls, and a set of decisions with lifelong consequences. Turning 65 in Tampa drops you into one of the most competitive Medicare markets in America. Every carrier wants your enrollment, and the advice rarely comes neutral. This checklist walks through what to do, in order, starting three months before your birthday.
Enhanced ACA tax credits expired at the end of 2025, and marketplace premiums jumped for thousands of Floridians. Here’s who still qualifies for a subsidy, why the income cliff is back, and what to do if your credit disappeared.
Medicare runs on strict windows, not open-ended sign-up. Missing one can mean lifelong late penalties or coverage gaps. Here’s every enrollment period that matters, and the deadlines Florida residents miss most often.
The short answer is that Medicare continues during a government shutdown. Your benefits don’t disappear, your doctors can still see you, and your claims will generally still be processed. But “largely continues” isn’t the same as “completely unaffected”.
The short answer is that Medicare continues during a government shutdown. Your benefits don’t disappear, your doctors can still see you, and your claims will generally still be processed. But “largely continues” isn’t the same as “completely unaffected”.
