ACA health insurance in Safety Harbor, FL · Martindale Insurance Services
Compare ACA Marketplace health plans with a local, independent agent. You are never charged to work with us.
Safety Harbor is a small city of about 17,000 people (2020 census) on the west shore of Tampa Bay. It was incorporated in 1917 and is known for its historic downtown and the Safety Harbor Resort & Spa, and it is close to Clearwater and Oldsmar.
BayCare’s Mease Countryside Hospital, a 387-bed hospital at 3231 McMullen Booth Road, is in Safety Harbor and has a Jacobsen ER. With a large hospital right in town, the practical question is whether Mease Countryside and your own doctors are in the network of the plan you choose.
The Affordable Care Act (ACA) is the name of the health care reform law and its amendments, which address health insurance coverage, costs, and preventive care. The Affordable Care Act is often referred to as Obamacare since it was signed into law in March 2010 by President Barack Obama, also known as ACA Health Insurance.
You can cover just yourself or your entire family
ACA / Obamacare covers everyone no matter your health conditions
Coverage you can use: Primary & Specialist Visits · Labs & Hospital Stays
Tell us your doctors, hospitals and budget and we will compare the Marketplace plans for you. There is no cost to work with us.
Look at each plan’s network and determine if your preferred providers are in-network locally in Safety Harbor. If your doctor is not in-network with a plan you are considering but you want to continue to see them, you may want to consider a different plan. You can always ask your doctor directly if they take the health plan you’re considering. If you don’t have any preferred providers, look for plans with large networks and doctors near you.
Examine the out-of-pocket cost differences between plans, including the deductible, copayments, and coinsurance of each plan. While a low premium can be appealing, it may lead to higher out-of-pocket costs, especially if you have a chronic condition or frequently need emergency care or extra visits with a doctor. However, if you know you’re in good health and don’t often need medical care, paying a higher premium may not be the right fit for you. Balance cost and coverage according to your financial and medical needs.
While benefits are not often as important as a factor as network and cost are, it can be helpful in narrowing down your options. Compare the summary of benefits for each plan option you’re considering. See if any of your plans offers a wider range of services, like coverage for mental health care, fertility treatments or emergency coverage. If so, you’ll want to choose the plan with the benefits that help you and your family the most.
Depending on your income, you may qualify for premium tax credits that lower your monthly cost. We will check for you at no charge.
Open enrollment begins for 2027 coverage
Last day to enroll or renew for a January 1, 2027 start date
Last day of open enrollment for 2027 coverage
That is decided plan by plan and can change from year to year. Tell us your hospital and doctors and we will check each Marketplace plan before you enroll.
Marketplace plans are shown by your ZIP code and county. We confirm your address and show you the plans available to you.
Yes. We also help with Medicare, private health insurance for people who do not qualify for Marketplace savings, and group health insurance for small businesses.
Absolutely not, you are NEVER charged to work with my agency. I am paid directly by the insurance companies I represent.
Signing up for Marketplace Coverage begins November 1st of each year and runs until January 15th of the following year
I represent 10+ companies so that my clients can get the coverage that best suits them
The government offers financial help to those who qualify to help pay part of the monthly cost of the health plan. Use the HealthCare.gov Eligibility Estimator to determine your eligibility.
The government reviews information such as:
The amount of financial help you get will be based on this information. If you qualify, you’ll pay a lower monthly cost for your health plan.
Let’s make sure you get the Health Insurance you need and deserve. Contact Martindale Insurance Services for all of your Health Insurance needs.
Give us a call, send us a text, or shoot us an email for more information and personalized service.
Nearby areas we serve: ACA health insurance in Clearwater · ACA health insurance in Oldsmar · ACA health insurance in Dunedin · ACA health insurance in East Lake
Not sure an ACA plan is the right fit? Read about private health insurance for people who don’t qualify for Marketplace savings, or see how we help with Medicare. Call (727) 513-2767 or email Hello@MartindaleInsuranceServices.com and we’ll walk you through your options.
